Business 33-451:  Introduction to Real Estate
Economics and Finance (Spring 2005)

Erik Hurst

SYLLABUS
Note:  Due to Graduation:  Final will be held during week 10 of classes.


Rent vs Own Excel Worksheet

Caveats to the Rent vs Own Worksheet

Problems at Freddie Mac and Fannie Mae:  Too Big to Fail

End of Class Notes (My forecast for U.S. Economy and 2004-2005 Real Estate Prices)

2004 Commercial Real Estate Forecast


*********** Some Extra Handouts/Readings *************

  Link To Erik's Macro Class: Winter 2005


***   Read for Week 2:   Real/Nominal Discussion ****


Some Notes on Variable Rate Mortgages:  Federal Reserve Brochure

Some Notes on Cap Rates 1

Some Notes on Cap Rates 2

  Extra Reading I: Some Thoughts on Speculative Bubbles   

Data List - Where to Get Real Estate Data

Applying the Microsoft Decision to Fannie Mae and Freddie Mac

Congressional Budget Office - Interest Rate Differentials Between Jumbo and Conforming Mortgages




 
 

 Week  Topic     How is your grade affected during each week?
 Lecture Notes:
Download Prior to Class

  Readings and/or Problems to consider
Week 1
Week 2 (first 1/2)
1.   Real Estate Demand and Supply:
Are real estate markets efficient?
(continued into week 2)
No Quiz
Topic 1

Power Point

PDF_2      PDF_6



Read:

 Text:  None

Other:  Notes on Real/Nominal Discussion (linked on web site above)

No suggested problems

This lecture is based mostly on my lecture notes

Week 2 (second 1/2)


2.  Commercial Real Estate Valuation
Quiz 1
Answers

Topic 2

Power Point

PDF 2       PDF 6


Practice Problem for Quiz 1

Read:


Text:  Chapters 9 and 10

Suggested Problem:


Chapter 9 (Problems): 

 1 and 2

Answers Chapter 9

Chapter 10 (Problems):  

1, 4,  6 and 9

Answers Chapter 10


Week 3/
Week 4 (beginning)


3.  Real Options:  Applications to Real Estate Decisions

AND

4.  Understanding Mortgage Rates and Pricing Default Risk

Quiz 2
Answers



Topic 3


Power Point


Topic 4

Power Point

 

Read:


Nothing: 
Erik's Lecture Notes


Suggested Problem:


No Suggested Problems
Week 4 (end)/
Week 5


5.   Mortgage Pricing:  Fixed and Variable Rate Mortgages


 Quiz 3
Answers



Topic 5

 Power Point



Read
:

Text:  Chapters 4 and 5

Suggested Problems:

Chapter 4

2, 3, 4 and 19

Answer Chapter 4

Chapter 5

2, 3, and 6

Answers Chapter 5

Week 6 (almost all class)


6.  Incremental Borrowing Costs, Optimal Refinancing, and the Rent vs. Buy Decision


Quiz 4
Answers




Quiz 5
Answers

Topic 6

 Power Point

Read:


Text Chapters 6, 7, and 8


Suggested Problems:

Chapter 6

1,  3 , 5 and 7

Answers Chapter 6
 

Chapter 7

1 and 2

Answers Chapter 7

Chapter 8

1

Answers Chapter 8


Week 6 (may start at end of class)

Week 7


7.   Secondary Mortgage  Markets




Quiz 6

Answers



Topic 7

Power Point



NOTE:  Homework from chapter 19 and 20 are due at the beginning of week 9!

Read:  Homework
Guidelines


Read:


Chapters 19 and 20

Problems To Be Handed In (beginning of week 9):

Chapter 19

1  and 2

Answers Chapter 19


Chapter 20

1 (a-f)
 
Answers Chapter 20

Week 8


8.  Optimal Leverage, Firm Lease vs. Own Decisions




Quiz 7
Answers




 Topic 8

Power Point


Topic 8a
(a supplement to topic 8)

Power Point

Read:

Chapters 11, 12, 13 and 15
(Chapters 14 (optional))

Suggested Problems:

Chapter 11

2

Answers Chapter 11

Chapter 12

1 and 4

Answers Chapter 12

Chapter 13

3

Answers Chapter 13

Answers Chapter 14

Chapter 15

1 and 2

Answers Chapter 15

 
Week 9


9.  Real Estate Investment Trusts


10.  Chicago Market Report/ Forecasts/ Final Thoughts



Quiz 8
Answers




Topic 9


Power Point

Topic 10

Chicago Market Report

Power Point


Read

Chapters 21 and 22

No Suggested Problems

 
Week 10

 

Final

(Note:  Final is going to occur during week 10)

















Practice Final

2004 Quiz File
 Final
Answers