Universal Banking

An Investigation into the Economics of Extending Bank Powers, Journal of Emerging Market Finance, September 2002, 1(2), pp. 125-156

Commercial Bank Entry into the Securities Business: A Survey of Theories and Evidence, ed. Anthony Saunders and Ingo Walter, January 1995

Is the Glass-Steagall Act Justified?: Evidence from the U.S. experience with Universal Banking 1921-1933 (with Randall Kroszner), American Economic Review, Sepbember 1994, 84(4), pp. 810-832

Organization Structure and Credibility: Evidence from Commercial Bank Securities Activities before the Glass-Steagall Act (with Randall Kroszner), Journal of Monetary Economics, March 1997, 39(3), 475-516

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